Learn how a mortgage broker can reduce your rates. Access lenders no matter what your credit rating.
Banks aren’t the only game in town for a mortgage. When you access a professional mortgage broker it opens up the possibilities to private lenders the banks can’t touch. Small business owners, self employed individuals, new Canadians and people with poor credit often take advantage of this service, and benefit from better rates and terms.
LendingOptions was created for the single purpose of providing Canadians with better alternatives than just big banks. We partnered up with mortgage specialists which allows our users to take advantage of preferred rates. Our partners do all the shopping around to find the best possible options available for you. This service is free to you, the customer, because we get paid by the participating mortgage specialists, when a mortgage is approved. Ready to get free advice from a highly-skilled professional?
Our partners regularly receive short-term rate promotions that are not posted online, which means these rates change frequently. Please contact us for these unpublished rate specials, and for your own personalized rate and mortgage plan.TALK TO US TODAY
Unlike a bank or financial institution that only sells one product, a broker has an extensive network of banks as well as private lenders to draw options from. They can shop the market to get the right mortgage for your needs, at the right rate. They do all the running around, you get all the benefits of the best possible rates.START TODAY
A broker is a high skilled mortgage professional that can access funds a bank employee can’t. By accessing these private lenders, a broker can negotiate better rates and terms for any residential mortgage in Canada. A mortgage broker costs you nothing. They are paid by the lender or financial institution that approves the loan. There is no cost to you, only savings.TODAYS BEST RATES
Lenders offer us preferred rates and we pass along these savings to our clients. Our experienced back office does all the paperwork and running around. In summary, you get the best rates, a professional service, you save time and save long term.GET STARTED
I was turned down by all the big banks. I ended up getting a better rate than a bank from my mortgage broker. What a great experience.
As a new Canadian, I wasn’t sure how to go about getting my first mortgage. A big bank might seem like a first choice, but my mortgage broker got me a better rate with no hidden fees. I love my new house and my new mortgage.
As a self-employed contractor, I didn't have the right answers to get a bank mortgage. It's a good thing I didn't. I ended up in a way better place with my mortgage broker shopping the best mortgage available anywhere.
Our real estate agent recommend LendingOptions. Eventhough my credit was very good I did not want to settle for what the bank offered. I was offered 3 very competitive options. We completed the approval and saved time and money. Thank you.
The rates shown on this website are only applicable to loans being processed by partners on the LendingOptions.ca network. The rates are for informational purposes only; it's not an offer to make a loan or the approval of any particular loan terms. Not all applicants are eligible for the rates shown, and rates and loan programs are subject to change without notice.
An actual interest rate and loan terms cannot be determined until an actual application has been submitted and approved for a loan. All loan applicants must submit a written or web based application and all required documentation. All loan applicants must qualify under our underwriting requirements and satisfy all contingencies of loan approval, including verification of financial information. Loan approval is subject to satisfactory appraisal, title review, and no change in financial condition.
We use reasonable care in providing information but do not guarantee accuracy or completeness. Information is provided with no warranty, express or implied, and all such warranties are expressly disclaimed. We assume no liability for any loss, damage, or expense from errors or omissions in these materials, whether arising in contract, tort or otherwise.